Lois Szydlowski

Why Do You Need Title Insurance?

Title insurance is protection against loss arising from problems connected to the title to your property. Before you purchased your home, it may have gone through several ownership changes, and the land on which it stands went through many more. There Read More...

Understanding the Home Appraisal Process

Consumers are often baffled by the home appraisal process. They may feel their home is worth a certain dollar amount, and therefore, the appraised value doesn't make sense to them. It is important to know that appraisal guidelines are dictated by Read More...

Top 10 Real Estate Market Trends in 2007

(1) More Single Women Will Buy Homes Single women already make up a larger percentage of home buyers year after year. They are trading Prince Charming for walk-in closets, underground parking or a garage, and tax deductions. (2) Home Prices Will Remain Read More...

So You Need A 4 Point Inspection for Your Insurance

4 Point Inspections The Four Point Insurance Inspection was created after Hurricane Andrew struck Florida in 1992. It is performed on behalf of the insurance companies and, typically, as a requirement for the insurer offering insurance to the new homeowner. Read More...

10 Most Common Mistakes When Buying a Second Home

· 1 – Waiting until next year to buy it. It won’t be available next year, and if it is available, it will usually cost more. Look at the projected price and availability a year from now and see if it makes economic sense to wait. #2 Read More...

Before You Buy New Construction

The vision of a new home with the ability to upgrade finishes, alter floor plans and be the first to occupy a property lures buyers into builders and developers model homes every day. According to industry sources over 70% of home buyers want a new home. Read More...

SURVIVAL GUIDE TO A REAL ESTATE CLOSING

Survival guide to a real estate closing The closing is the end of the long and arduous process of buying a house. It refers to the day you close the deal on a piece of property and on the mortgage to buy that home. If you are renting, you'll want Read More...

What Can Go Wrong During the Real Estate Transaction

The Buyer/Borrower: 1. Does not tell the truth on loan application. 2. Has recent late payments on credit report. 3. Finds out about additional debt after loan application. 4. Borrower loses job. 5. Co-borrower loses job. 6. Income verification lower Read More...